Contractors Insurance Warren Michigan
If you’re searching for contractors insurance in Warren Michigan, call Pathway Insurance at 1-800-998-0662.
We offer competitive rates for all types of contractors insurance in Michigan, Ohio, Indiana, Kentucky, Tennessee, Georgia, and Florida directly and in 43 additional states by means of our agent referral system.
We offer special programs for Roofing Contractors Insurance in Warren Michigan.
Use our convenient online quote submit system by clicking on Contractors Insurance Warren Michigan.
Licensed agents are available seven days per week using our online system.
Coverage Enhancements for Contractors Insurance in Warren Michigan.
In our previous article we discussed why insurance companies will provide an attorney to defend you or your company against lawsuits filed in relation to bodily injury or property damage claims others are claiming you are responsible for.
In this article we will discuss who foots the bill for attorneys hired by the insurance company to defend legal actions filed against you or your company.
Please note how one insurance company explains this feature:
We will have the right and duty to defend the insured against any suit seeking those damages. However we will have no duty to defend the insured against any suit seeking damages for bodily injury or property damage to which this insurance does not apply. We may at our discretion, investigate any occurrence and settle any claim or suit that may result but:
The amount we will pay for damages is limited as described in section 3-limits of insurance and our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under coverage a or B or medical expenses under coverage C.
No other obligation or liability to pay sums or perform acts or services is covered in less explicitly provided for under supplementary payments-coverages A and B.
When insurance companies accept liability they will also pay for the legal team to defend you or your company against filed lawsuits.
You will note that the insurance company’s obligation to defend their policyholders ends when the limit of coverage listed in the declaration page has been paid in settlements to the other party or they have used up this amount in defending the insured from this legal action.
In our next article we will discuss what happens if a lawsuit is filed against a policyholder and the insurance company determines that insurance does not apply, what happens then?
Call Pathway When You Need Roofing Contractors Insurance in Warren Michigan.
Call the licensed agents of Pathway Insurance by dialing 1-800-998-0662 or use our online rate quote submission by clicking on:
Roofing Contractors Insurance Warren MI
Pathway Insurance offers competitive options for all types of contractors insurance in Warren Michigan.
Our licensed agents are available online seven days per week.
General LiabilityThe Commercial General Liability Policy typically extends coverage for property damage, bodily injury, personal and advertising injury and medical payments as long as it is not excluded in the liability section of the general liability insurance policy that you purchase.
Choosing the correct amount of coverage is important to protect yourself or your company financially.Call us at 800-998-0662 to discuss your business insurance needs.
Commercial AutoIn addition to general liability insurance you may also need to purchase commercial auto insurance for your work vehicles.
Property damage or injuries caused with vehicles used in your business and insured under a personal auto insurance policy could be denied by your personal car insurance company.
Call us at 800-998-0662 to see if you might be eligible for an artisan insurance policy.
Tool CoverageDid you know that your tools, equipment, and supplies are not covered by your general liability or commercial auto policy?
Example: $2,000 of tools are taken from your truck and a claim is submitted to both policies...your company will not cover the claim!
You need to add coverage for tools, equipment, and supplies to your policy for coverage to extend.
Call us at 800-998-0662 to learn how your tools and equipment may be covered.
Workers’ Comp.Workers compensation insurance is likely the law for the state in which you do business.
In some cases we can obtain Workers compensation insurance for roofers.
Call us at 800-998-0662 to learn if workers compensation for roofers is available in your state with our company. Workers comp is not available in the state of Ohio.