Roofers Insurance Indianapolis
Looking for Great Rates on Roofers Insurance in Indianapolis?
Call Pathway Insurance at 1-800-998-0662 for great rates on Indiana roofers insurance!
We provide commercial insurance coverage for all types of individuals or companies in the construction trade.
We have special programs particularly for roofing contractors insurance in Indiana, Ohio, Michigan, Kentucky, Tennessee, Georgia, and Florida directly and in the remaining 43 states through our referral network.
Call us today for great business insurance options or click on roofing contractors insurance Indianapolis to submit your information to us online seven days per week.
What Type of Insurance Coverage Do You Need?
General Liability – This coverage protects your business or yourself personally (if you are a sole proprietor) from property damage or bodily injury that your business becomes legally liable for.
Example: You offer a bid to replace a roof on a local apartment building complex. Your bid is accepted and you plan to begin working on the apartment building complex the following week.
You order and place your three tab shingles in a convenient position on top of the roof and plan to return the next day with you and your crew. That evening a storm rolls through the area causing your shingles to break loose and fly all over the parking lot damaging 13 cars.
The apartment building complex files a claim on your general liability insurance and your company pays $27,000 in damages.
Workers Compensation Insurance – The state of Indiana requires most businesses to have worker’s compensation insurance unless you qualify for an exemption. If an employee or independent contractor later classified an employee is injured while working in your behalf, they may collect workers’ compensation benefits.
Call Pathway Insurance at 1-800-998-0662 if you also need Indianapolis workers compensation insurance quotes.
Coverage for Tools and Other Business Property– Your tools, equipment, or material used on the job site can be protected by purchasing contractor’s tools or a separate policy. Please note any type of mobile equipment that leaves your established business location, such as excavation equipment, bobcats etc. must be covered under an inland Marine insurance policy.
In our next post we will discuss additional coverage that may be applicable if you are a roofing contractor.
Need Better Indianapolis Roofers Insurance?
Contact Pathway Insurance at 1-800-998-0662 when you need roofers insurance in Indiana, Ohio, Michigan, or Kentucky.
If your business is not located in Indianapolis please review the following communities in Indiana we serve:
- Roofing Insurance Fort Wayne Indiana
- Roofing Insurance Evansville Indiana
- Roofing Insurance South Bend Indiana
- Carmel Indiana Roofing Insurance
- Roofing Insurance Fishers Indiana
- Bloomington Indiana Roofing Insurance
- Roofing Insurance Hammond Indiana
- Roofing Contractors Insurance Gary Indiana
- Roofing Contractors Insurance Muncie Indiana
General LiabilityThe Commercial General Liability Policy typically extends coverage for property damage, bodily injury, personal and advertising injury and medical payments as long as it is not excluded in the liability section of the general liability insurance policy that you purchase.
Choosing the correct amount of coverage is important to protect yourself or your company financially.Call us at 800-998-0662 to discuss your business insurance needs.
Commercial AutoIn addition to general liability insurance you may also need to purchase commercial auto insurance for your work vehicles.
Property damage or injuries caused with vehicles used in your business and insured under a personal auto insurance policy could be denied by your personal car insurance company.
Call us at 800-998-0662 to see if you might be eligible for an artisan insurance policy.
Tool CoverageDid you know that your tools, equipment, and supplies are not covered by your general liability or commercial auto policy?
Example: $2,000 of tools are taken from your truck and a claim is submitted to both policies...your company will not cover the claim!
You need to add coverage for tools, equipment, and supplies to your policy for coverage to extend.
Call us at 800-998-0662 to learn how your tools and equipment may be covered.
Workers’ Comp.Workers compensation insurance is likely the law for the state in which you do business.
In some cases we can obtain Workers compensation insurance for roofers.
Call us at 800-998-0662 to learn if workers compensation for roofers is available in your state with our company. Workers comp is not available in the state of Ohio.