Flint Michigan Roofing Contractors Insurance
If you are a subcontractor or roofing general contractor, quotes for roofing contractors insurance in Flint Michigan, and the entire state of Michigan are available seven days per week with our online agents.
Click Flint Michigan contractors insurance to submit your information to us online or call us Monday through Friday at 1-800-998-0662.
Why Choose Pathway for Michigan Roofing Contractors Insurance?
As an independent agency one of our specialty insurance divisions provides low cost insurance to roofers in Michigan, Ohio, Indiana, Kentucky, Tennessee, Georgia, and Florida directly and by means of our referral network throughout the entire United States.
We insure both large and small construction firms, startup operations, and subcontractors.
We offer roofing general liability insurance in Flint Michigan, commercial auto insurance Flint Mi, commercial bonds Flint Mi, inland marine for mobile equipment, employers liability, plus coverage for all of your tools and supplies.
Pay Close Attention to Exclusions in the Flint Michigan Roofing Contractors Insurance Policy!
In our previous article we discussed how workers compensation insurance is not covered by the Michigan general liability insurance policy.
What if a worker claiming a work-related injury has his workers compensation claim denied?
Can this particular employee seek coverage under the employer’s general liability insurance policy?
The answer in most instances is no based on this exclusion.
The Employers Liability Insurance Exclusions.
Please note how this exclusion is listed in one general liability insurance policy:
Exclusions. Bodily injury to:
- An employee of the insured arising out of and in the course of:
- Employment by the insured; or
- Performing duties related to the conduct of the insured’s business; or
- The spouse, child, parent, brother or sister of that employee as a consequence of paragraph one above.
This exclusion applies whether the insured may be liable as an employer or in any other capacity and to any obligation to share damages with or repay someone else who must pay damages because of the injury.
This exclusion does not apply to liability assumed by the insured under an insured contract.
Roofing Contractor Insurance in Flint Michigan is one Call Away!
Call Pathway Insurance at 1-800-998-0662 Monday through Friday 9 AM to 5 PM for telephone quotes. Or you can also request quotes online 7 days per week by clicking:
- Flint Michigan Roofing Contractors Insurance.
Need roofing insurance in other areas? Please review our list:
- Roofing Contractors Insurance Grand Blanc
- Roofing Contractors Insurance Genesee Charter Township
- Swartz Creek Michigan Roofing Contractors Insurance
- Flushing Michigan Roofing Contractors Insurance
General LiabilityThe Commercial General Liability Policy typically extends coverage for property damage, bodily injury, personal and advertising injury and medical payments as long as it is not excluded in the liability section of the general liability insurance policy that you purchase.
Choosing the correct amount of coverage is important to protect yourself or your company financially.Call us at 800-998-0662 to discuss your business insurance needs.
Commercial AutoIn addition to general liability insurance you may also need to purchase commercial auto insurance for your work vehicles.
Property damage or injuries caused with vehicles used in your business and insured under a personal auto insurance policy could be denied by your personal car insurance company.
Call us at 800-998-0662 to see if you might be eligible for an artisan insurance policy.
Tool CoverageDid you know that your tools, equipment, and supplies are not covered by your general liability or commercial auto policy?
Example: $2,000 of tools are taken from your truck and a claim is submitted to both policies...your company will not cover the claim!
You need to add coverage for tools, equipment, and supplies to your policy for coverage to extend.
Call us at 800-998-0662 to learn how your tools and equipment may be covered.
Workers’ Comp.Workers compensation insurance is likely the law for the state in which you do business.
In some cases we can obtain Workers compensation insurance for roofers.
Call us at 800-998-0662 to learn if workers compensation for roofers is available in your state with our company. Workers comp is not available in the state of Ohio.