Roofing Contractors Insurance Grand Rapids MI
Better Rates on Roofing Contractors Insurance Grand Rapids Michigan are One Call or Click Away!
If you’re looking for better options on roofing contractors insurance in Grand Rapids Michigan look no further than Pathway Insurance!
Pathway Insurance is an independent insurance agency offering roofing contractors insurance directly in seven states and by means of our referral network system in the remaining states.
We provide insurance for every type of contractor but in particular we specialize in roofing contractors.
Call 1-800-998-0662 Monday through Friday 9 AM to 5 PM Eastern standard Time. Agents are standing by 7 days per week online to help answer questions and begin the process of obtaining quotes for roofers in all 50 states.
Click on: Insurance for Roofers Grand Rapids to submit your information to us online.
How Roofing General Liability Insurance Protects You.
In a previous article you can read by clicking here we began our conversation by discussing facts about general liability insurance.
It is defined by one policy this way: We will pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which this insurance applies.
As long as the claim event is not excluded by the insurance policy itself, the commercial general liability insurance policy will provide benefit up to available coverage limits plus the insurance company will provide an attorney to defend against filed lawsuits.
Exclusions are something that you will need to pay close attention to when you purchase roofing contractors insurance in Grand Rapids Michigan.
We will discuss in future articles common policy exclusions in the general liability insurance policy.
In this article we will learn why insurance companies will provide an attorney to defend their policyholders when they are sued for property damage or bodily injury claims covered by the General Liability Insurance policy.
Important Features of Grand Rapids Roofing Contractors Insurance Policies.
It’s actually a pretty simple explanation on why insurance companies will provide an attorney for you or your company.
They want to make sure that they can pick the best legal counsel to represent your case so as to minimize damages that could be assessed against you.
Naturally your insurance company has a vested interest in keeping the damages as low as possible and because of this they normally will have highly skilled litigators at their disposal to defend policyholders from lawsuits.
In our next article we will learn more about this provision and we will answer the next logical question:
Who pays for the attorney that the insurance company provides you or your company when you are sued for something covered by the general liability insurance policy?
Call Us When You Need Roofing Contractors Insurance Grand Rapids Michigan.
We can help you find the coverage you need at a price you can afford when you’re shopping for roofing contractors insurance in Grand Rapids Michigan.
Please call 1-800-998-0662 Monday through Friday 9 AM to 5 PM Eastern standard Time or use our online system that is available seven days per week when you click on: Insurance for Roofers Grand Rapids.
General LiabilityThe Commercial General Liability Policy typically extends coverage for property damage, bodily injury, personal and advertising injury and medical payments as long as it is not excluded in the liability section of the general liability insurance policy that you purchase.
Choosing the correct amount of coverage is important to protect yourself or your company financially.Call us at 800-998-0662 to discuss your business insurance needs.
Commercial AutoIn addition to general liability insurance you may also need to purchase commercial auto insurance for your work vehicles.
Property damage or injuries caused with vehicles used in your business and insured under a personal auto insurance policy could be denied by your personal car insurance company.
Call us at 800-998-0662 to see if you might be eligible for an artisan insurance policy.
Tool CoverageDid you know that your tools, equipment, and supplies are not covered by your general liability or commercial auto policy?
Example: $2,000 of tools are taken from your truck and a claim is submitted to both policies...your company will not cover the claim!
You need to add coverage for tools, equipment, and supplies to your policy for coverage to extend.
Call us at 800-998-0662 to learn how your tools and equipment may be covered.
Workers’ Comp.Workers compensation insurance is likely the law for the state in which you do business.
In some cases we can obtain Workers compensation insurance for roofers.
Call us at 800-998-0662 to learn if workers compensation for roofers is available in your state with our company. Workers comp is not available in the state of Ohio.