Roofing Insurance Detroit
If you own a construction business or let’s assume you are a subcontractor working for another company specializing in roofing call Pathway Insurance at 1-800-998-0662 for quotes on Roofing Insurance in Detroit Michigan or any city in Michigan, Ohio, Indiana, Ohio, Tennessee, Georgia, or Florida.
Submit your information to us online by clicking Roofing Insurance Detroit as licensed agents are available seven days per week online to discuss your needs.
Pathway Insurance specializes in providing competitive options for roofing contractors insurance in Detroit and every city in Michigan.
Roofing Insurance Detroit – What Coverage Do You Need?
Naturally your business may have unique needs for commercial roofing insurance and our licensed agents are available to discuss those needs with you 7 days per week online and by telephone Monday-Friday 9AM-5PM.
Online click: Roofing liability insurance Detroit Mi.
The most common type of coverage we are requested to quote and issue for roofing liability insurance in Detroit is General Liability Insurance.
What is General Liability Insurance?
Note how one insurance company answers this question:
We will pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which this insurance applies.
So if your business causes injury or property damage to another party your policy will pay, but there is a qualification event when it expresses: to which this insurance applies.
This initial sentence conveys that there are conditions that must be met for coverage to apply.
We will examine this in a future article to discuss how Roofing General Liability Insurance may not apply.
The next sentence also conveys that the insurance company can provide an additional benefit not listed in the declaration amount of coverage:
We will have the right and duty to defend the insured against any “suit” seeking those damages.
“Suit” is short for a lawsuit or litigation filed against you or your company.
In other words the insurance company will provide your company an attorney to defend you against any filed lawsuits as long as you meet the qualification event as we discussed above, to which the insurance applies.
In our next article we will discuss why insurance companies provide attorneys to policyholders who are sued.
Call Pathway for Detroit Roofing Contractors Insurance
You can call our office Monday-Friday 9am-5PM by dialing 1-800-998-0662 or submit your information to us online 24 hours per day when you click: Roofing insurance companies Detroit Mi.
We also offer business insurance to roofers in the following cities and communities:
- Roofing Contractors insurance Grand Rapids Michigan
- Roofing Contractors insurance Warren Michigan
- Sterling Heights Roofing Contractors Insurance
- Lansing Michigan Roofing Contractors Insurance
- Ann Arbor Michigan Roofing Contractors Insurance
General LiabilityThe Commercial General Liability Policy typically extends coverage for property damage, bodily injury, personal and advertising injury and medical payments as long as it is not excluded in the liability section of the general liability insurance policy that you purchase.
Choosing the correct amount of coverage is important to protect yourself or your company financially.Call us at 800-998-0662 to discuss your business insurance needs.
Commercial AutoIn addition to general liability insurance you may also need to purchase commercial auto insurance for your work vehicles.
Property damage or injuries caused with vehicles used in your business and insured under a personal auto insurance policy could be denied by your personal car insurance company.
Call us at 800-998-0662 to see if you might be eligible for an artisan insurance policy.
Tool CoverageDid you know that your tools, equipment, and supplies are not covered by your general liability or commercial auto policy?
Example: $2,000 of tools are taken from your truck and a claim is submitted to both policies...your company will not cover the claim!
You need to add coverage for tools, equipment, and supplies to your policy for coverage to extend.
Call us at 800-998-0662 to learn how your tools and equipment may be covered.
Workers’ Comp.Workers compensation insurance is likely the law for the state in which you do business.
In some cases we can obtain Workers compensation insurance for roofers.
Call us at 800-998-0662 to learn if workers compensation for roofers is available in your state with our company. Workers comp is not available in the state of Ohio.